ATM’s and How to Use Them
This question arises again and again about how to get cash in Puerto Vallarta, and we do periodic updates to keep people in the know. The best way to get cash is through an ATM. The peso will fluctuate throughout the day with global markets and you get the best daily rate from an ATM.
Questionable ATM’s are everywhere, including in Puerto Vallarta, so it’s wise to know what to look for before you stick your card in the slot. Bogus machines are referred to as skimmers; they are incredibly illegal and will be present at a machine for a short period of time, like half an hour or so. They’re usually installed and removed by people who look somewhat official (uniforms of a sort) and always more than one, so they can shield what they’re doing. These machines will not be found in outlying ATM’s in places like the OXXO store in a non-central colonia (neighborhood). They are placed in high volume areas in the busiest places in Puerto Vallarta where they can get the most bang for their buck, so to speak.
A skimmer is a card reader that attaches to bona fide terminals to harvest data from every card that enters the portal. Criminals can then steal your money right out of your bank account or use your information to make purchases. Unfortunately, these skimmers don’t prevent you from getting money out of your account from an ATM, which would therefore alert you to some kind of problem.
Luckily, they are easy to spot if you know what to look for. Crooks use 3-D printers to model parts that fit over the actual ATM entry. They’re seldom the same color or texture of metal and plastic surrounding them. They also might protrude the true threshold. Chances are your card will be slightly difficult to push into the slot, which is a big warning sign. There could be an inconspicuous camera aimed at the keypad, as well, which will pick up your PIN. To avoid your PIN being discovered, always turn your back to any camera. If you see anything that looks untoward, move onto another ATM.
The best way to avoid ATM issues in Puerto Vallarta is to have an EMV card. The acronym stands for Europay, MasterCard and Visa but most banks and corporations are switching to them. The other name of these cards is chip-enabled or chip. Unlike the magnetic strip, which all your information is coded on, a chip card uses a different method, in which a distinctive transaction ID is created with each use. This information is useless to hackers.
Que es cómo es.
Thanks to our guest blogger Adam Garcia for this article! (opionons expressed are his own)
Do You Want To Live The Ultimate Villa Experience? Thinking Of Renting a Puerto Vallarta Luxury Vacation Villa or Condo? Let Our Beston Properties Team Find You The Perfect Luxury Vacation Villa Rental in Puerto Vallarta or Riviera Nayarit, Mexico. Try Our ‘Perfect Villa Finder’ Tool Here.
For more information about Puerto Vallarta, Mexico or a Villa for rent contact Beston Properties offers the finest Luxury Villa Vacation Rental Accommodations in the Puerto Vallarta and Punta Mita area. Our private rental homes and Condos offer a full range of services from a full staff including chef and a concierge to organize any tours, spa services in the home or Car Rental. We have offices located in Puerto Vallarta and have all the local information from Vallarta weather and maps. All of their agents are personally familiar with each of the accommodations, amenities and staff to help you find the best rental property in Puerto Vallarta. Our concierge services will be happy to give you information on the best restaurants for dining out in Puerto Vallarta we can make reservations and give you directions. We have all the most current information to guide you for your holiday in Puerto Vallarta from our daily weather report to maps and directions.. WE can arrange activities with any tour company including Vallarta Adventures, one of the most popular companies in Banderas Bay. We represent the best quality of homes for rent by owners who care about your comfort and hope you return for many years of unforgettable Mexican holidays. For more information check out our luxury accommodations.